Publication Date: September 4, 2018 by Simon & Schuster Audio
Narrator: Lindsey Stanberry, Candace Thaxton, Gibson Frazier
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Understanding your money isn't a once-a-year (or once-a-lifetime) project, but something that's easier to manage when you tackle it every day, and Refinery29 Money Diaries is the perfect step-by-step guide to all things personal finance-from managing college loans to saving for a house, asking for a raise, and much more!
The first step to getting your financial life in order is tracking what you spend. Refinery29's hugely popular franchise Money Diaries offers readers an up-close-and-personal look at the financial lives of millennial women from all around the country who share every detail of their spending over seven days-even the purchases they hide from partners and friends. And now, the series creator is taking the franchise offline for the very first time with the ultimate financial resource for these young women: Refinery29 Money Diaries.
Interwoven among 52 brand-new money diaries will be weekly financial challenges to encourage you to take immediate action. Some will be simple (choose a money mantra), others more challenging (learn how to rollover your 401(k)). Some weeks might have seasonal advice (for example, how to prepare your taxes or how to save for the holidays). Every challenge will keep you engaged, while helping you to be more confident about managing your money. This is about so much more than money, it's about taking control of your future.
I received this book for free in exchange for an honest review. This does not affect my opinion of the book or the content of my review.
Money Diaries began on Refinery 29 as a way for women to talk about their finances openly, since money is something we are typically taught to keep a secret. On the site people complete money diaries where they chronicle their week and how much money they typically spend. This book grew from that, and not only shares money diary entries, but gives the reader tips and challenges throughout.
I listened to the audiobook, but bought a physical book to read along with because it made it easier to understand. Just listening to the audiobook is totally doable, but having a physical book helps because there are so many tips and side notes thrown in and it’s easier to follow along when you can see them.
This was a very enjoyable book for me because I was able to learn more about money and how to adult, but it was presented in a simple way that was easy to understand. Before this book, I didn’t have much knowledge on issues such as retirement and investing, but this book taught me about it in a manageable way that didn’t overwhelm me.
While reading/listening to the book, I loved the tips interspersed throughout. There were so many great tips and chapters such as how to ask for a raise and how to discuss money with your partner. I also enjoyed how the author made it clear there isn’t just one way to do things, and to find what works best for you.
I love how the book is geared towards women. Not only because it shares money diaries on how women spend throughout the week, but also gives tips such as how it might be necessary to think about fertility treatments when looking for insurance plans, something men don’t really have to think about, this is especially helpful since most books on finance are written by males for males.
This book had so many good tips, and I took a lot of notes for myself. Some of the information doesn’t apply to me yet, but I think it’s important that I have a basic understanding of it now, and know that it’s something I need to look into more in the future.
Money Diaries is definitely geared towards middle class women, so I don’t think all the information can help everyone. It does acknowledge this from time to time throughout the book, which I thought was great.